Free tool
80% of consumers rarely carry cash. This calculator shows exactly how much income you're leaving on the table every month — and how to get it back.
The share of US consumers carrying cash dropped from 76% in 2015 to just 16% in 2024. For service workers — barbers, hair stylists, personal trainers, massage therapists — this shift has quietly cut tip income by an estimated 30–50%.
The problem isn't that clients don't want to tip. Survey data consistently shows they do — they just don't have cash on them. A digital tip option removes that barrier entirely.